
Indlela iNedbank enika ngayo amandla amashishini amancinci
Indawo yokuthengisa yaseMzantsi Afrika iye yaba nokhuphiswano kulo nyaka.
Kwaye umqobo wokungena kwamashishini amancinci utshintshe ukusuka “kwizitena nodaka” ukuya “kwiibhithi neebhayithi.”
Kusomashishini wasekuhlaleni nokuba yi-barista eJabulani Mall okanye yi-plumber KwaMashu ukukwazi ukwamkela iintlawulo zamakhadi akusekho nto iphambili.
Sele iyimfuneko; indlela yokuphila efunekayo kuwo onke amashishini amancinci.
Kwaye iNedbank izibeke njengomqambi oyintloko wolu tshintsho.
Ikwenza oku ngokubonelela ngezisombululo zokwamkelwa kwamakhadi ezenzelwe ukuvala umsantsa phakathi korhwebo olungekho sesikweni kunye norhwebo olusesikweni.
1. Indawo yokungena yeDijithali: Cofa kwiFowuni
Olona phazamiseko lubalulekileyo kwi-arsenal yeNedbank yiCofa kwiFowuni.
Esi sisombululo sisusa ngokupheleleyo imfuneko yehardware.
Sisebenzisa uNxibelelwano oluNcinci (i-NFC) ukuguqula i-smartphone ehambelanayo ye-Android ibe sisiphelo sentlawulo esikhuselekileyo.
● Eyona ilungele: Abazisebenzela bodwa, abaqhubi bokuhambisa, kunye noosomashishini “abasebenza nzima”.
● Inzuzo ephambili: Akukho xabiso lehardware. Abanini bamashishini bakhuphela nje i-app yePocketPOS, kwaye abathengi bacofa amakhadi abo kwifowuni ukuze bahlawule.
2. I-Mobile Workhorse: PocketPOS
Kumashishini afuna ukuba khona kodwa afuna ukuhlala eselula, isixhobo sePocketPOS sisisiseko sesibonelelo se-SME seNedbank.
● Isivumelwano: Abathengisi badla ngokufumana isixhobo ngentlawulo ephantsi yokuhlawulwa kube kanye (okwangoku malunga ne-R89 ukuya kwi-R499 kuxhomekeke kwiphakheji).
● Inkuthazo: INedbank inikezela ngesaphulelo esipheleleyo kwixabiso lesixhobo ukuba umthengisi ufikelela kumda omncinci wokutshintsha kwexabiso kwiinyanga ezintathu zokuqala. Oku kwenza i-hardware ibe simahla.
● Ukuhambelana: Yamkela onke amakhadi amakhulu, kubandakanya i-American Express, eyinto ephucukileyo yokwahlulahlula ekutsaleni abantu abafumana imali kwi-“Greenbacks”.
3. Ukwandisa: I-Android kunye ne-PocketPOS
Njengoko ishishini likhula, iimfuno zalo zitshintshela kwisantya kunye nokugcinwa kweerekhodi.
I-Android POS kunye neePortable Speedpoints zeNedbank zibonelela ngeendawo ezinabantu abaninzi.
● Iimpawu: Ukuprintwa kwerisithi okudibeneyo, ii-touchscreens ezinesisombululo esiphezulu, kunye noqhagamshelo lwe-dual-SIM (MTN kunye neVodacom) ukuqinisekisa ukuba eli phupha libi “ngaphandle kwe-intanethi” alize lenzeke.
● Ulwazi lweDatha: Ezi zixhobo ziqhagamshela kwisixhobo seMarket Edge, zibonelela abanini bamashishini amancinci ngolwazi lwedatha enkulu – njengeendlela zokuchitha imali kubathengi – zihlala zigcinelwe abathengisi abakhulu.
Inzuzo ye-“Ecosystem”
Icebo leNedbank alikho nje malunga nokuswayipha amakhadi; limalunga nokubonelela ngenethiwekhi yokhuseleko lwezemali.
Ngokuba ngumthengisi weNedbank, amashishini amancinci avula:
● Intlawulo yosuku olunye: Kubalulekile kulawulo lokuhamba kwemali kuqoqosho oluguquguqukayo.
● Ukufikelela kwi-GAP: Isixhobo “semali kwangaphambili” apho amashishini anokufikelela kwi-R1.5 yezigidi kwinkxaso-mali.
Iintlawulo zidibene ngokuthe ngqo nokutshintsha kwamakhadi kwixesha elizayo, oko kuthetha ukuba ukuba unosuku lokuthengisa olucothayo, intlawulo yakho incinci.
● I-iKhokha Factor: Ngokufumana kweNedbank i-fintech innovator i-iKhokha kutshanje, le bhanki kulindeleke ukuba iphucule ngakumbi izixhobo zayo zezimali zokungenisa imali kwi-intanethi kunye nezixhobo zezimali ezibandakanya wonke umntu kulo lonke u-2026.
FUNDA KWAKHONA :UJ. Cole ubhengeza umhla wotyelelo lwaseMzantsi Afrika eFNB Stadium
I-Nedbank iphumelele ekuyekeni ubuntu bayo “bebhanki enezinto ezininzi”.
SIFUMANE KUFACEBOOK :Oosaziwayo.facebook.com
Ngoku inikezela ngezisombululo ezahlukeneyo “zokuhlawula njengoko ukhula” eziphatha ivenkile ye-spaza ngentlonipho efanayo nevenkile enkulu.
